Mexico - Luis Eduardo Perez Mata

He is a prominent opinion leader in the global credit and collection arena. Luis is a lecturer and internationally recognised author and he provides training to more than 800 companies on 4 continents, including executives and credit associations. He consults on issues related to credit risk analysis, account management receivables, motivation, leadership, teamwork and organisational development. Luis is the founder of the Educational Committee of the WCCE. He was appointed in 2009 as the Managing Director of The Profit Centered Credit Group, an international group of organisations, consultants and promoters of a new profit vision in Credit Management. Luis holds a Masters in Psycho Training from the University of Technology International, Murcia Spain. He is a Master Credit Executive endorsed by the Society of Certified Credit Executives of ACA International. Luis is an Executive Coach accredited by ICC and author of “Collections Strategies for Commercial Accounts”, co-author of “Assertive Negotiation, a new vision in Collections, “The Best Kept Secret Profit (USA)” and  “Guide for Handling Objections in Collections”.
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UK - Sue Chapple

She is the Chief Executive of the Chartered Institute of Credit Management (CICM), the largest recognised professional body in the world for the credit management community. Before taking up this role, Sue held the post of Director of Strategic Relationships with the CICM – working collaboratively with a number of organisations in the sector, increasing awareness and building partnerships. With over 25 years experience in operational credit management across finance, utilities and public sector, Sue is passionate about good business practice, improving cash flow and raising the profile of this critical role within companies and government. She also sits on a number of industry and UK government-led bodies.
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Congress Director - Declan Flood

He is the Founder and Chief Executive of the Irish Credit Management Training. Declan is a specialist Credit Management Author, Trainer, Educator and Speaker. He is recognised as a thought leader in Credit worldwide for his total business approach to Credit that is not only about getting paid in full and on time, it is also about maintaining excellent customer relationships, finding a way to deliver every order, and promoting profitable sales. He has spoken at conferences around the world from Mexico to Canada and Helsinki to South Africa including London, Malta and his native Ireland. Declan is an energetic and motivational speaker, who challenges the audience with new thinking on the topic and presents a dynamic picture of the 21st Century evolution of credit and how it should be managed. You are guaranteed to get loads of practical action points that you can take back to the office and put in place straight away, to get better results, with less hard work.

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South Africa - Marina Short

She is heading up the Bureau Group of Companies that consists of 3 Credit Bureaus in South Africa. Consumer Profile Bureau ( CPB) one of the Large Full Credit Bureaus, CrossCheck Information Bureau that focuses on Local and Central Government and Medical Credit Watch that is a closed user group for the Medical Fraternity. She represents various industries on board level including ADRA – Association Debt Recovery Industry, DMASA – Direct Marketing Association of SA, CBA- Credit Bureau Association and various others. Marina has over 25 years experience in the Industry and was part the development of the various flagships in the Old Mutual Properties stable before she joined the Credit, Collection and Data industry. Marina is passionate about finding opportunities for problem statements across various industries and has a specific interest in fighting fraud and Cyber Security threats in South Africa.

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Malta - Josef Busuttil

He holds a MBA from Henley (UK), Dip. M MCIM and FCICM. Josef is involved in the setting up the Malta Association of Credit Management and is a Director of the MACM. He has been a member of the Council of Federation of European Credit Management Associations (FECMA) since May 2003. After twelve years occupying the role of FECMA Vice President, Josef was elected President of FECMA in November 2016. He is an intuitive lecturer and speaker, specialising in trade credit management strategies that enable the credit function to gain and sustain competitive advantage in the market, whilst ensuring sound cash flow and long-term profit. Josef delivers in-house training and lectures for organised groups and he contributed to a number of training programmes and seminars organised by highly reputable international organisations and institutions, such as The European Commission, in a number of countries, including Antwerp, Berlin, Bucharest, Dubai, Dublin, Johannesburg, Kuala Lumpur, London, Madrid, Malta, Mexico City, Moscow, Paris, and Vilnius. Josef is a regular contributor of business articles to the international business press.

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Canada - Tim Paulsen

He is an international specialist training credit and collection professionals. He is the author of “Paid in Full”, as well as “Tipping the Scales” and “Sex, Lies & Negotiation Techniques”. He has delivered his highly rated debt collection training seminars on “Effective Collection Techniques” to clients all across Canada and the United States, 25 countries, including Brunei, China, Egypt, Ghana, India, Indonesia, Ireland, Jamaica, Kuwait, Lebanon, Malaysia, Mexico, Philippines, Singapore, South Africa, Thailand, and the U.A.E.

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South Africa - Eugenè Joubert

Host of the 2013 and 2020 World Credit Congress in South Africa. He is Fellow of the Institute of Credit Management in South Africa and the United Kingdom. Eugenè is a Master Credit Executive of the American Creditors Association (MCE) and a Member of the Institute of Directors (M.IODSA). He holds a MBA (USA) in Finance and Credit and is a CP (Credit Professional) of South African Qualifications Authority (SAQA). Eugene moderated on Credit Management exams and drafted the Professional Credit Practitioners syllabi for the Federation of Credit Management and also drafted the Act, Regulations and Code of Conduct adopted by the SA Government to regulate the occupation of a Debt Collector. He presented various papers to the Credit Bureaus, Debt Collectors Fraternities and the International Credit forums all over the world.

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UK - Philip King

In a career spanning over 40 years, Philip has held senior credit management roles in the high-tech and communication sectors, including spells at Olivetti and Vodafone. More recently, he held the role of interim Small Business Commissioner in 2020-2021 and, prior to that, was Chief Executive of the Chartered Institute of Credit Management (CICM) for 14 years, leading it to Chartered status in 2015. Philip is the author of the Managing Cashflow Guides written for government, and the architect of the Prompt Payment Code which the CICM administered from 2008 until 2021 on behalf of UK government..

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UK - Chris Sanders

A Fellow of the Chartered Institute of Credit Management, Chris is well known in the credit industry with over 30 years experience including Director level roles in credit management, billing, operations and business transformation. He started his own niche credit management and billing consulting firm in 2005, now independent Chris focuses solely on order to cash and credit management leadership and performance improvement and has assisted blue chip client teams all over the world to improve standards and performance in credit management and working capital. As an elected member of the Chartered Institute of Credit Management’s Advisory Council and having developed their quality accreditation programme (CICMQ), Chris was Head of Accreditation-CICMQ for 10 years, developing it into a widely recognised and valuable best practice credit management standard in the industry. As the creator and facilitator of the Best Practice Network, Improvement Scorecards, and organiser of the Best Practice Conferences, Virtual Workshops and Cash Challenges and author of the ‘Covid 19 Credit Managers Playbook’, Chris won the CCRi ‘Contribution to Credit Management Award’ in 2015.

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Ireland - Jason Harte

Jason is a partner in Mason Hayes & Curran and leads its Debt Recovery Team. Together with an experienced team of solicitors, senior legal executives and case workers, he acts for banking, business, state/semi-state and private clients, to collect unpaid debt. Jason and the Debt Recovery Team handle all aspects of collection work from pre-legal recovery, escalating to litigation and where necessary judgment enforcement and bankruptcy. The team specialises in providing a fast, efficient recovery service to clients with volume business, regardless of the size of the debts. Jason has contributed to publications and written articles on the areas of credit and cash flow, bankruptcy, judgment enforcement and trans-frontier litigation. Like many other MH&C lawyers, he teaches trainee solicitors in the Law Society and provides training to professionals working in the credit sector.

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Ireland - Greg Coulter

Greg is the CEO of Cashbook, with more than 25 years of experience in Cash Management automation processes. Greg is responsible for Cash Management implementations around the globe, resulting in implementation of Cash Management software solutions in over 50 countries. Greg holds a 1st Class Honours degree in Economics and Finance from the University of Otago in New Zealand. Greg is also a CIMA qualified Accountant, and this year is celebrating his 20th year as CEO of Cashbook.

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Belgium - Ludo Theunissen

Ludo Theunissen holds degrees in engineering (Ghent University - Belgium) and Management (Vlerick Business School). In his career he combined academic and business assignments. He has worked for large multinational organizations (Volkswagen, Unisys) as well as for SMEs in Belgium and abroad. He is president of the Instituut voor Kredietmanagement, the Belgian Association for Credit managers, and president of the Federation of European Credit Management Associations. He has been professor at Ghent University, Vlerick Business School, University of Antwerp Management School and at the Belgian Royal Military Academy in Brussels. He is still active as a consultant and lecturer in different countries on topics such as Financial Statement Analysis, Credit Management, Investment Analysis.

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Ireland - Paul Sweeney
Co-Founder and Head of Product at Webio / Co-Founder of ConverCon. Paul has been designing and delivering product strategy for digital business for the last 20 years. An early convert to the power of the internet, and then to the emerging software-as-a-service transformation, he is valued for his ability to turn evolving market and technology trends into defined value propositions that have real tangible meaning to the end user or customer. Over the past 12 years he has worked in marketing, innovation and product roles with the current members of the Webio executive team. He is an industry advisor to The Watson Institute in Waterford, the National Standards Agency Top Team on AI, the University of Limerick’s Digital Futures Programme, and is co-founder of ConverCon one of the world's leading conversational technologies conferences.

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Ireland - Cormac O’Neil
I’m Cormac O'Neill, CEO and Co-Founder of Webio, my fourth start-up and by far and away the most exciting. I’ve worked in many sectors over the past 20+ years including telecommunications, retail, financial services, and travel gaining priceless experience along the way. Starting a business is both exciting and challenging in equal measure and core to success is a great team focused on a noble mission. We have that in spades here at Webio. My role is simply to set the right tempo and create a culture that will enable our team to shine. I understand the impact that financial wellbeing can have on a person’s mental health, as an entrepreneur I have had my fair share of financial challenges and at Webio we are striving to make those difficult conversations about money that little bit easier for everyone concerned. While entrepreneurship flows through my veins, I have my parents to thank for my educational background. I’m a qualified CIMA accountant with a Degree in Accounting from Ulster University and awarded a full MBA scholarship from St. Joseph's University in Philadelphia, majoring in finance. My educational background has been a rock that I’ve leaned on throughout my career and serves me well today.

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UK - Bill Dunlop
Bill has over forty years experience in Credit/Collection and Risk Management in major Global Corporations and many years of success in his own company supplying Training, Consultancy, International Debt Mediation and Brokerage solutions.
• Managing Director of Tower Associates (International) Ltd
• Associate Director of Company Watch Limited
• Associate Director of
• Fellow of The Chartered Institute of Credit Management
• Graduate of the Institute of Export
Chairman of The Association of International Credit Directors and Professional, formed in February 2014 to promote the title of International Credit Director for senior Credit and Collection personnel operating with an international portfolio.

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Ireland - Medb Corcoran
Medb Corcoran is the Managing Director of ‘Accenture Labs’ in Ireland, one of Accenture’s seven key research hubs around the world. In her role at Accenture Labs, Medb incubates and prototypes new concepts through applied R&D projects that are expected to have a significant strategic impact on Accenture, its clients and society. She is the Global Responsible AI Lead for Technology Innovation, focusing specifically helping organisations address the challenges of Algorithmic Fairness and build trustworthy systems.

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Ireland - Paul Pierotti
Paul brings 25 years of experience applying data-led insights to improve business performance and customer outcomes. He is a Partner in EY Ireland’s Data Analytics & Emerging Technology Practice, specialising in Analytics Strategy and Innovation. This includes defining and delivering large analytics-enabled business cases covering revenue growth, digital service transformation, supply chain and manufacturing, fraud and non-compliance and credit management. Paul has championed Analytics in Ireland for a decade now, and only at the beginning of the journey, with so much more to do to improve work and life. Care is required to ensure this is done responsibly and in a way that does not reinforce inequality.

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South Africa - Charl Fouchè
Charl Fouche holds a B.Comm Mathematics degree from the University of Stellenbosch and is the Co-founder of AfriGIS. He has more than 22 years’ experience in various industries, including GIS, IT, Financial Sector, Telecoms, Government to name a few. AfriGIS is data scientists who goes beyond geography to make the connections no one else sees. That’s how they find science-based answers that will help transform societies, people’s lives and business. AfriGIS was founded in 1997 and currently has over 90 employees located in Pretoria, Durban and Cape Town (South Africa), Dublin (Ireland) and Dhaka (Bangladesh). They are known for their ability to integrate their products into innovative solutions, without a dependency on 3rd parties.

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Ireland - Dan Blagojevic
Dan holds a PhD and is the Head of Customer Analytics and Decisioning Sciences with a mathematics background at Cambridge and Edinburgh. Dan joined the retail banking industry after his PhD. He has over 15 years' experience in data science and ML across the full spectrum of use cases in the customer lifecycle, in particular advanced credit risk analytics. He is passionate about de-buking the myths of ML unfairness and bias in the credit risk industry. Another area of his expertise and interest is the use of loyalty data to deliver better and fairer customer outcomes. His two papers at the 2021 Credit Scoring conference talked to the transformational value (and fairness) of ML in credit risk assessment and how to widen access to fair credit through the use of loyalty data.

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